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PPI Mis-Selling -Offenders
Personal Loan Refunds
Legal cases won in court recently have established that certain types of finance agreements can be contested and refunds secured for the borrower. Personal loans are all potentially claimable.
The reason? Banks and lenders have broken the credit laws designed to protect consumers. There are many areas we look at to establish if you have been mis-sold, mis-guided or lied to:
Did a broker arrange the finance for you?
Were you told clearly about any and all sales commissions?
Was the paperwork all correctly completed by the lender or broker?
Were any insurance products sold with the loan....
the list continues and it is a long one.
Depending on which rules were broken, refunds can be the repayment of all interest and associated charges, through to the return of all payments made.
The Refunds Expert Refund service is offered as a ‘free review' to establish the likelihood of any claim and then on a ‘No Win No Fee' basis. A charge of 25%+vat of the total refund is charged and taken from the refund. In the event of a successful claim you would receive over 70p in every pound recovered.
Customers with valid claims will be offered a Conditional Fee Arrangement by one of our panel of solicitors. This is ‘no win no fee'. All cases are insured (the premium is paid by us) so if the case is lost the insurance policy pays the solicitor's bill; not you. The only cost to you is £10 with each application. This is the cost lenders charge you to release all the necessary documents which are required to review the claim.
Claims will typically take 1-12 months, depending on availability of original documentation, the case's complexity and whether the lender in question has lost similar claims before.
You can get the ball rolling by clicking here or read more about the Lenders on the left by clicking on their name.
